Social Health Insurance plays a crucial role in ensuring equitable access to healthcare services, particularly for the poor and vulnerable populations. Indonesia's Askeskin program serves as a case study in this research, focusing on its targeting mechanisms and the impact on healthcare accessibility and financial protection.
We assess the financial risk of ill health for households in Indonesia, the role of informal coping strategies, and the effectiveness of these strategies in smoothing consumption. Based on household panel data, we find evidence of financial risk from illness through medical expenses, while income from informal wage labor is exposed to risk for the poor and income from self-employed business act…