Hardcopy & Softcopy

Qualitative Survey Of Current And Alternative G2P Payment Channels In Papua And Papua Barat

Many Papuans are eligible for social assistance in the form of government-to-person (G2P) payments because the poverty levels in Papua and Papua Barat are among the highest in the country. However, disbursing these payments is difficult, costly and time-consuming. Recent developments in technology and regulatory environments in Indonesia mean that G2P payments could potentially be delivered using locally-based agents and low-cost payment instruments such as electronic money or branchless banking. This research provides a snapshot of current payment practices in 18 subdistricts in Papua and Papua Barat that have varying degrees of accessibility. It reveals that beneficiaries are interested in and willing to try alternative payment mechanisms. The research focuses on payments made from the Conditional Cash Transfer Programme for Poor Families (PKH) and the Cash Transfers for Poor Students programme (BSM) but also looked at other payment streams, including salaries for the civil servants and teachers living in the subdistricts studied.

The research shows that the costs of travelling to reach current payment points and the time this takes are major challenges for beneficiaries of these programmes and this situation could be alleviated if alternative payments channels were possible. The research presents a cost–benefit model that suggests potential pricing models for different payment locations. However, before these alternative payment channels can be introduced, Papua and Papua Barat need to have reliable power, transport and communications infrastructures throughout the subdistricts and this remains a major obstacle. Until this issue can be tackled, some areas will need to continue using existing payment methods for the foreseeable future.

Ketersediaan

Informasi Detail

Judul Seri

Textbook dan Working Paper

No. Panggil

332.15309598 JOY q

Penerbit

Jakarta : TNP2K., 2015

Deskripsi Fisik

PDF, 108 Halaman

Bahasa

English

ISBN/ISSN

-

Klasifikasi

332.15309598

Tipe Isi

Hardcopy & Softcopy

Tipe Media

Hardcopy & Softcopy

Tipe Pembawa

-

Edisi

TNP2K Working Paper 26-2015

Subjek

pembayaran pemerintah ke individu

Info Detail Spesifik

-

Pernyataan Tanggungjawab

Joyce Michael

Versi lain/terkait

Lampiran Berkas

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